Mortgage Processor
LBC Mortgage
ð Remote (PST Time Zone)
ð Full-Time
LBC Mortgage is a well-established mortgage company with over 20 years of industry experience. We are currently seeking an experienced Mortgage Processor to join our growing team.
The ideal candidate will have a strong background in residential mortgage processing and be comfortable managing loan files from application through closing while working closely with borrowers, loan officers, underwriters, escrow, and title companies.
Responsibilities
- Process residential mortgage loans from application to funding
- Review loan applications and supporting documentation for completeness and accuracy
- Collect and analyze borrower income, asset, credit, and property documentation
- Request and obtain missing documents and conditions from borrowers
- Submit complete loan packages to underwriting
- Review underwriting conditions and coordinate condition clearing
- Communicate regularly with borrowers, loan officers, escrow, title, and other third parties
- Maintain accurate and organized loan files
- Monitor loan pipeline and ensure files move efficiently toward closing
- Ensure compliance with company, investor, and regulatory guidelines
- Minimum 2 years of Residential Mortgage Processing experience
- Ability to calculate and review income documentation
- Experience reviewing tax returns, pay stubs, W-2s, bank statements, and credit reports
- Strong understanding of mortgage processing workflows and underwriting requirements
- Excellent communication and customer service skills
- Highly organized with strong attention to detail
- Ability to manage multiple files simultaneously
- Experience with mortgage LOS and CRM systems
- Availability to work during PST business hours
- Experience processing high-volume residential loan pipelines
- Knowledge of FNMA, FHLMC, FHA, and VA guidelines
- Encompass experience is a plus